Navigating Healthcare Options: Choosing the Best Plan for You and Your Family
Are you confused about the differences between Medicaid, ACA Marketplace plans, alternative funding plans, and self-insurance/concierge medicine? Here is a quick summary to help you break down the pros and cons of each option and help you make an informed decision about the best plan for you and your family.
Medicaid can be a great low-cost coverage option for those who meet certain income requirements. The ACA Marketplace offers a variety of plans for those not covered by Medicaid, with financial assistance available for those who qualify. If you're looking for something a little more unique, alternative plans like health shares or short-term plans may be the way to go, though these typically don’t qualify as “Health Insurance” as defined by the Federal Government.
And for those who want even more control over their healthcare, self-insurance and concierge medicine may be the perfect fit. With self-insurance, you'll have the freedom to choose your own doctors and treatments. While concierge medicine offers personalized, boutique-style healthcare with a focus on preventative medicine, it often comes with additional cost and responsibility.
No matter what your needs are, one of our consultants can share the information you need to make the best decision for you and your family. So why wait? Start taking control of your healthcare!
Talk to someone about your options
Need to make changes to your plan or want to talk about your options, schedule a time to speak with a licensed agent.
ACA Marketplace Plans
Visit our HealthSherpa site to quickly see what kind of savings you qualify for under the Affordable Care Act from multiple carriers without ever having to sign up.
Off-Market Plans
Visit our UnitedHealthOne site to explore options from UnitedHealthcare including short-term medical plans, dental, vision, accident, and more!